How much will you need to save for your goals?

Your financial goals may be right around the corner or decades away. Either way, you need to answer two key questions:

• How much money will you need?
• How much do you need to save so that you’ll have enough?

Vanguard can help you determine a realistic savings goal and figure out how to get there. With a little planning now, you can be on your way to a more comfortable retirement.

Use these helpful planning tools: Retirement Income Calculator » Still years away from retirement? This easy-to-use tool will show you whether you're saving enough. Save For Retirement Calculator » This informative tool shows how increasing your contribution rate by just one or two percentage points could affect your monthly retirement income. Vanguard’s Investor Questionnaire » Answer 11 questions about your investment experience, risk tolerance, and time horizon, and get a suggested asset mix for your Plan.

Take advantage of this advice service: Personal Online Advisor, powered by Edelman Financial Engines » Log in to your account at vanguard.com/retirementplans. If you have multiple accounts at Vanguard, you may need to select Employer plans after you log in. Not registered? You’ll need to set up your username and password. You can use your Plan number (091366).

Whenever you invest, there's a chance you could lose the money.

The Vanguard Group has partnered with Financial Engines Advisors L.L.C. (FEA) to provide subadvisory services to Personal Online Advisor. FEA is an independent, federally registered investment advisor that does not sell investments or receive commission for the investments it recommends with respect to the services which it is engaged in as subadvisor for Vanguard Advisers, Inc. (VAI). Advice is provided by Vanguard Advisers, Inc. (VAI), a federally registered investment advisor and an affiliate of The Vanguard Group, Inc. (Vanguard). Vanguard is owned by the Vanguard Funds, which are distributed by Vanguard Marketing Corporation, a registered broker-dealer affiliated with VAI and Vanguard. Neither Vanguard, FEA, nor their respective affiliates guarantee future results. Vanguard will use your information in accordance with Vanguard’s Privacy Policy.

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