Template 2
global_header region
top_nav region
pagehead region
msg2 region
contenthead region (pagehead-2) contenthead_right region
content region

Know how much you’ll need »

Use these planning tools and calculators to get a realistic estimate of how much money you’ll need to meet your goals.   

Get a tax advantage »

Learn how saving in your Plan can put your money in position to grow tax free.

The power of compounding »

Discover how saving pre-tax dollars lets more money work for you, a key factor in the long-term growth of your investments.

Whenever you invest, there's a chance you could lose the money.

Important information about your enrollment

You have the right not to contribute to the Plan. In addition, at any time, you have the right to contribute an amount different than the automatic contribution amount or to invest in funds other than your Plan's default fund. If you do not want to participate in the Plan, you must contact Vanguard before your automatic enrollment goes into effect to prevent any payroll deductions from occurring. If you want to change your contribution amount or the funds in which your contributions are invested, call Vanguard or log in to your account at vanguard.com/retirementplans.

If you're a new hire, which includes new transfers from an Agreement to a Non Agreement position, you'll be enrolled automatically unless you opt out. 

You will not be automatically enrolled in the Plan if you are included in one of the two groups below:

  • A participant returning from a leave of absence or long-term disability.
  • A participant who opted out of The UPC Thrift Plan (091366) plan prior and is now eligible for this Plan again.
Right_Nav region

Ready to join?

You'll need your:

  • Social Security number.
  • Zip code.
  • Birth date.
  • Beneficiary designation.

You can also use your Plan number (091366).

footer region