Get personalized investment advice

Your Plan offers an online investment advisory service called Personal Online Advisor, powered by Edelman Financial Engines.

Personal Online Advisor was developed by Nobel Prize-winning economist William F. Sharpe and a team of leading software and finance experts. It will provide you with unbiased, personalized, and ongoing fund recommendations within the Union Pacific Corporation Thrift Plan.

This service will be offered at no direct cost to you. Union Pacific has paid the subscription fee. When you sign up for the service, all your Union Pacific Corporation Thrift Plan information will be loaded into your account.

You must be registered for online account access to use Personal Online Advisor. To access the service:

• If you’re registered, log in to your account at
  vanguard.com/retirementplans.
• If you’re not registered, sign up now. Go to vanguard.com/register and follow the prompts. You can use your Plan number (091366).

The Vanguard Group has partnered with Financial Engines Advisors L.L.C. (FEA) to provide subadvisory services to Personal Online Advisor. FEA is an independent, federally registered investment advisor that does not sell investments or receive commission for the investments it recommends with respect to the services which it is engaged in as subadvisor for Vanguard Advisers, Inc. (VAI). Advice is provided by Vanguard Advisers, Inc. (VAI), a federally registered investment advisor and an affiliate of The Vanguard Group, Inc. (Vanguard). Vanguard is owned by the Vanguard Funds, which are distributed by Vanguard Marketing Corporation, a registered broker-dealer affiliated with VAI and Vanguard. Neither Vanguard, FEA, nor their respective affiliates guarantee future results. Vanguard will use your information in accordance with Vanguard’s Privacy Policy.

Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, L.L.C. All rights reserved. Used with permission.