The Vanguard Group  

It’s easy to join your Plan


Union Pacific Corporation Thrift Plan (091366)

Welcome to the online enrollment site for the Union Pacific Corporation Thrift Plan, a valuable Union Pacific Corporation benefit. For your convenience, Vanguard will automatically:

  • Enroll you in the Plan 60 days after your hire date and deduct 6% from your pay. If you're a new hire, which includes new transfers from an Agreement to a Non Agreement position, you'll be enrolled automatically unless you opt out.

  • You will not be automatically enrolled in the plan if you are included in one of the two groups below:
    1. A participant returning from a leave of absence or long-term disability.
    2. A participant who opted out of The UPC Thrift Plan (091366) prior and is now eligible for this Plan again.

      You can enroll by contacting Vanguard.
  • Invest your money in the Vanguard Target Retirement Trust Select with the target date closest to the year in which you will reach age 65.

You can change your investment options or choose not to participate in your Plan at any time. Learn more about how to make changes or to opt out of automatic enrollment by selecting Details below.

Initiate a rollover »

You can roll over money into this Plan from a former employer’s eligible plan or a qualifying IRA.

Whenever you invest, there's a chance you could lose the money.

Investments in Target Retirement Trusts are subject to the risks of their underlying funds. The year in the trust name refers to the approximate year (the target date) when an investor in the trust would retire and leave the workforce. The trust will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. The Income Trust has fixed investment allocations and is designed for investors who are already retired. An investment in a Target Retirement Trust is not guaranteed at any time, including on or after the target date.

A Vanguard Target Retirement Trust is a collective trust, not a mutual fund. This type of investment is offered only in retirement plans like yours. Before you invest, get the details. Know and carefully consider the objective, risks, charges, and expenses. Vanguard Fiduciary Trust Company manages the Vanguard collective trusts.

You’re in control

Select your own enrollment options for your Plan (091366).